Getting your car whether it is first time or fifth it requires your call of a concern to get that shiny pretty vehicle satisfying your need of travel and comfort at an ease. It is unquestionable none will or can go and get a random purchase of the car, as it comes and asks for maintenance, timely repairs, servicing and getting insurance to make it run in a long term with protection and financial support. Car insurance in India helps in the maintenance and eases the timely maintenance of the car. The car insurance policies come with various benefits and support the car financially in a long run.
When you are buying a car you get yourself into contemplation of keeping it safe and fresh as much as possibly you can with every effort of yoursand then this thought hits for getting a car insurance. Buying car is important for you and getting car insurance policy is important for your car and it benefits you too with the several beneficiary services. These days things has been forward and advance in basic structure as nowadays every service are approachable via an internet service at your very fingertips and it also keeps you updated with the insurance status for you vehicle.
Similarly, you can learn about the car insurance policy which is profiting you on online.
Car insurance policy needs renewal every year as it lasts for a year only.
Let’s check out the reasons why you should be aware and get it renewed on time:
- PROTECTION:-
Valid 4 wheeler insurance allows to gain financial fund or support when situations turn like your car injuring third party or third party’ car. This helps in prevention of financial crisis. Keeping it up to date works better but if its validity gets over the protection and financial support also gets over, if not renewed on time.
- LEGAL ASPECTS:-
Motor Vehicle Act in India provides safety and legal support and allows you to drive on Indian roads with third party car insurance policy. Driving on the roads without having valid car insurance puts you forward as a illegal person. If caught by a traffic police then it ends you up with major penalties and other charges for offending the legal rule. Moreover, it is for your safety purpose to protect your vehicle and you as well. If you may come across any accident it will cover
Your losses but if it is not valid all the financial coverage would be supposed to made by you. As it removes financial burden so it prevents the legal offense of third party car insurance policy in India.
- PREMIUMSHIP:-
Getting a new car and paying high prices without getting the discount profit. When the car lapse occurs of your car insurance policy then you are supposed to go through all the purchase process from the scratch.
To avoid any further issues with the process you can always visit the online website of Regional Transport Office (RTO)
- NO CLAIM BONUS:-
No-claim bonus is the incentive that customer receives as a discounts on the premium, but if renewal lapses the credited discounts also collapses.
- Re-INSPECTION:-
Renewal process is more feasible than going through the re-inspection of your vehicle.
It won’t ask you for the visit of officers for scrutinizing the report and its further submission for making car insurance policy renewed.
Here, to conclude this, buying car insurance is important and the benefit it serves by keeping you legally and financially protected under the rules of umbrella.
